Yes, this ROI Calculator is 100% free to use with absolutely no hidden charges, no premium features locked behind a paywall, and no signup or registration required. You can calculate ROI unlimited times for any number of investments, business ventures, or marketing campaigns. It is designed to help entrepreneurs, investors, and small business owners in India and globally make smarter financial decisions without paying for expensive financial analysis software.

Absolutely. Your financial data is completely safe and private. All ROI calculations happen directly in your web browser using client-side JavaScript. No investment amounts, return figures, or any financial information is ever sent to any server, stored in any database, or shared with any third party. When you close the browser tab, all entered data is permanently gone. We designed this tool with a privacy-first approach to protect your sensitive financial information.

This ROI Calculator uses industry-standard financial formulas that are employed by professional financial analysts, chartered accountants, and investment advisors worldwide. The basic ROI formula, annualized ROI using CAGR methodology, and net profit calculations are mathematically precise to two decimal places. The accuracy of your results depends entirely on the accuracy of the investment and returns data you enter. For complex tax implications, consult a qualified CA or financial advisor.

ROI stands for Return on Investment. It is a financial metric that measures the profitability of an investment relative to its cost, expressed as a percentage. ROI is important because it helps you evaluate whether an investment was worthwhile, compare different investment opportunities objectively, and make data-driven financial decisions. A positive ROI means you earned more than you invested, while a negative ROI indicates a loss. It is one of the most widely used performance metrics in business and finance.

Basic ROI shows the total percentage return over the entire investment period regardless of how long it took. Annualized ROI (also called CAGR) normalizes the return to a per-year basis, making it easier to compare investments of different durations. For example, a 50% total ROI over 5 years equals roughly 8.45% annualized ROI, while a 30% ROI over 1 year equals 30% annualized. Annualized ROI is essential for comparing a 2-year fixed deposit with a 5-year mutual fund investment.

Yes, this calculator works perfectly for calculating business ROI and marketing campaign ROI. For business ROI, enter your total business investment as the initial amount and total revenue or business value as the final value. For marketing ROI, enter your total marketing spend as the investment and the revenue generated from that campaign as the return. You can also add additional costs like agency fees, creative costs, and platform charges for more accurate results.

For stocks, enter the total purchase price including brokerage as your investment amount, and the current value or sale price as the final value. For mutual funds, enter your total invested amount (lump sum or total SIP contributions) as the investment and the current NAV value of your holdings as the return. Use the Advanced mode with investment duration to get annualized returns that you can compare against benchmark indices like Nifty 50 or Sensex.

A good ROI depends on the type of investment and associated risk. In India, fixed deposits typically offer 6-8% annual ROI, while PPF gives around 7.1%. Stock market investments historically return 12-15% annualized over long periods. Real estate in metro cities has averaged 8-12% annually. For business investments, anything above 15-20% annual ROI is generally considered good. For marketing campaigns, a positive ROI above your cost of capital is the minimum benchmark. Higher risk investments should deliver correspondingly higher ROI.

Yes, the calculator includes a comparison feature that allows you to calculate and compare ROI for multiple investments side by side. After calculating ROI for one investment, click the Add to Comparison button to save it, then enter details for another investment and add that too. The comparison table shows all investments with their ROI percentage, annualized ROI, net profit, and other metrics, making it easy to identify which investment performed best or offers the best potential return.

Additional costs directly reduce your net profit and therefore lower your ROI. These costs include brokerage fees, transaction charges, stamp duty, GST on services, maintenance costs, property tax, insurance premiums, or any other expenses incurred during the investment period. For example, if you invest ₹1,00,000 in stocks with ₹2,000 in brokerage and the value grows to ₹1,30,000, your actual ROI is 27.45% instead of 30% because the additional costs reduce your effective gain.

Yes, the calculator fully handles negative ROI situations where your investment has lost value. If your final value is less than your initial investment plus additional costs, the calculator will display a negative ROI percentage and show the net loss amount clearly highlighted in red. Understanding negative ROI is just as important as positive returns because it helps you identify underperforming investments, cut losses early, and reallocate capital to better opportunities.

Yes, this calculator is excellent for computing real estate ROI in India. Enter the total property purchase price including registration fees and stamp duty as your investment. For the final value, enter the current market value or sale price. Add maintenance costs, property tax, renovation expenses, and any other costs in the additional costs field. Use Advanced mode with the duration to get annualized returns. You can also factor in rental income by adding it to the final value for total return calculation.

The ROI Calculator supports five major world currencies: Indian Rupee (₹), US Dollar ($), Euro (€), British Pound (£), and Japanese Yen (¥). Select your preferred currency from the dropdown menu, and all results including investment amount, net profit, and monetary values will be displayed with the correct currency symbol. This makes the tool useful for NRI investors, international business owners, and anyone dealing with cross-border investments.

Yes, the ROI Calculator is fully responsive and works flawlessly on all devices including smartphones, tablets, laptops, and desktop computers. The interface automatically adapts to your screen size for optimal usability. You can quickly calculate investment returns on your phone while reviewing your portfolio, attending meetings, or making decisions on the go. It works on all modern browsers including Chrome, Safari, Firefox, and Edge without needing any app installation.