Free Online Stripe Fee Calculator for Indian and Global Sellers
Stripe Fee Calculator helps freelancers, online sellers, and businesses instantly compute exact Stripe processing fees, net payout amounts, and the ideal charge price to receive your desired revenue. Supports INR, USD, EUR, GBP, and JPY with region-specific fee structures and optional GST calculations for Indian users.
Calculate Your Stripe Fees
Enter the amount you plan to charge. We will calculate the Stripe fee and your net payout.
Enter the net amount you want to receive. We will calculate how much to charge your customer.
Enter the transaction amount
Customer Pays
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Stripe Fee
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You Receive
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Detailed Breakdown
🔒 Your privacy is safe. All processing happens in your browser. No data is stored or sent to any server.
How to Use the Stripe Fee Calculator
1
Select Calculation Mode
Choose between two modes: calculate fees from your charge amount, or reverse-calculate the amount to charge so you receive a specific net payout.
2
Enter the Amount
Enter the transaction amount in your preferred currency. You can input the charge amount or desired net amount depending on the mode selected.
3
Choose Currency and Fee Region
Select your currency from INR, USD, EUR, GBP, or JPY and pick the applicable Stripe fee region such as India, US, Europe, or UK.
4
Click Calculate
Click the Calculate Fees button to instantly see the Stripe fee breakdown, net payout, fee percentage, and recommended charge amount.
5
Copy or Reset Results
Copy the detailed results to your clipboard for invoicing or bookkeeping, or reset the form to perform another calculation.
Key Features of Our Stripe Fee Calculator
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Exact Fee Computation
Calculates precise Stripe processing fees using official rate structures for each region, ensuring accurate financial planning every time.
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Reverse Calculation Mode
Determine exactly how much to charge customers so you receive your desired net amount after all Stripe fee deductions.
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Multi-Currency Support
Supports five major currencies with region-specific Stripe fee rates for India, US, Europe, UK, and Japan markets.
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Complete Privacy
All calculations run locally in your browser. No financial data is ever transmitted to any server or stored anywhere.
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100% Free, No Signup
Unlimited free calculations with no account creation, no email required, no premium features locked behind paywalls.
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Mobile Optimized
Fully responsive design works seamlessly on smartphones, tablets, and desktops with touch-friendly controls and readable results.
Percentage RateThe variable portion of the fee calculated as a percentage of the total transaction amount. Ranges from 1.4% to 3.6% depending on your region.
Fixed Fee Per TransactionA flat amount charged on every transaction regardless of size. For example, $0.30 in the US or €0.25 in Europe. India has no fixed fee for domestic transactions.
GST on Fees (India)Indian businesses must pay 18% GST on Stripe's processing fees. If the Stripe fee is ₹100, an additional ₹18 GST applies, making the total deduction ₹118.
Net PayoutThe actual amount deposited to your bank account after Stripe deducts all applicable fees. This is the transaction amount minus the total Stripe fee including any GST.
Effective Fee RateThe total fee expressed as a percentage of the original transaction amount. This helps compare the true cost across different transaction sizes and regions.
For instance, if Priya runs an online coaching platform in Pune and charges ₹5,000 for a course, Stripe deducts 2% which is ₹100. With GST at 18% on the fee, the total deduction becomes ₹118, and Priya receives ₹4,882. Understanding these calculations helps businesses price their products correctly to maintain desired profit margins.
Stripe Fee Calculation Examples
🇮🇳 Indian Freelancer Invoice
Invoice Amount₹10,000
Stripe Rate2% + ₹0
Stripe Fee₹200
GST on Fee (18%)₹36
Net Received₹9,764
Use CaseGraphic design project payment
🛒 E-commerce Store in Delhi
Product Price₹2,499
Stripe Rate2% + ₹0
Stripe Fee₹49.98
GST on Fee (18%)₹9.00
Net Received₹2,440.02
Use CaseOnline gadget store checkout
📚 SaaS Subscription in India
Monthly Plan₹999
Stripe Rate2% + ₹0
Stripe Fee₹19.98
Net Received₹979.02
Annual Fees₹239.76
Use CaseB2B software subscription billing
🇺🇸 US Online Course Creator
Course Price$199.00
Stripe Rate2.9% + $0.30
Stripe Fee$6.07
Net Received$192.93
Effective Rate3.05%
Use CaseDigital course on Teachable/Thinkific
What Is a Stripe Fee Calculator?
A Stripe Fee Calculator is a specialised financial tool designed to help businesses, freelancers, and online sellers understand exactly how much Stripe will deduct from each payment transaction. Stripe, one of the world's leading online payment processors, charges a combination of percentage-based and fixed fees that vary by region, currency, and card type. Without a proper calculator, estimating these deductions can lead to pricing errors and reduced profit margins.
This free Stripe Fee Calculator by StoreDropship is built specifically for Indian entrepreneurs and international sellers who process payments through Stripe. It supports two essential calculation modes: forward calculation (entering your charge amount to see the fee and net payout) and reverse calculation (entering your desired net amount to find the exact price to charge). The tool covers five currencies and four major Stripe fee regions, with an optional GST calculation for Indian businesses who need to account for the 18% tax on processing fees.
Whether you are a freelance web developer in Bengaluru sending invoices, an e-commerce store owner in Mumbai processing orders, a SaaS founder in Hyderabad billing monthly subscriptions, or a course creator in the United States selling digital products, this calculator provides instant, accurate results. It helps you make informed pricing decisions, create precise invoices, and forecast payment processing costs across thousands of transactions. All calculations are performed in your browser with complete privacy, making it a trustworthy tool for sensitive financial planning.
Frequently Asked Questions
Yes, this Stripe Fee Calculator is 100% free to use without any hidden charges, premium tiers, or signup requirements. You can perform unlimited calculations across all currencies and fee regions. There are no daily limits, no watermarks on results, and no feature locks. StoreDropship provides this tool as a free resource for freelancers, business owners, and online sellers worldwide.
Absolutely. All calculations happen entirely within your web browser using client-side JavaScript. No transaction amounts, currency selections, or calculation results are ever sent to any server, stored in any database, or shared with any third party. Your financial data stays completely private on your device. We do not use cookies, local storage, or any tracking mechanisms related to your calculations.
This calculator uses the official published Stripe fee structures for each region. For India, it uses 2% per transaction. For the US, it uses 2.9% plus $0.30 per transaction. For Europe, it uses 1.4% plus €0.25. For the UK, it uses 1.4% plus £0.20. These rates reflect standard Stripe pricing as of 2024. However, your actual fees may vary if you have a custom negotiated rate with Stripe or if additional fees like currency conversion apply.
Stripe charges Indian businesses a standard fee of 2% per domestic transaction with no additional fixed fee per transaction. For international cards, the fee is typically 3% plus a currency conversion charge. Additionally, GST at 18% is applicable on Stripe fees in India. This calculator computes the base 2% fee for domestic Indian transactions and optionally includes GST calculations for accurate financial planning.
Use the Reverse Calculate mode in this tool. Simply enter the net amount you want to receive after Stripe deducts its fees, select your currency and fee region, and click Calculate. The tool will compute the exact amount you need to charge your customer so that after Stripe subtracts its percentage and fixed fees, you receive your desired payout amount. This is essential for accurate invoicing.
Yes, Stripe charges 18% GST on its processing fees for Indian businesses. This means if your Stripe fee on a transaction is ₹20, an additional ₹3.60 GST will be applied, making your total fee ₹23.60. This calculator includes an option to factor in GST on Stripe fees for Indian transactions so you can see the true total cost of payment processing and plan your pricing accordingly.
This Stripe Fee Calculator supports five major currencies: Indian Rupee (INR), US Dollar (USD), Euro (EUR), British Pound (GBP), and Japanese Yen (JPY). Each currency is paired with the appropriate regional Stripe fee structure. You can also manually adjust the percentage rate and fixed fee if you have a custom arrangement with Stripe that differs from the standard published rates.
Yes, Stripe typically charges an additional 1% for international card transactions and another 1% for currency conversion if applicable. For example, an Indian business receiving payment from a US card would pay the base 2% domestic fee plus 1% international card fee plus potential currency conversion charges. This calculator focuses on standard domestic rates, but you can manually adjust the percentage to account for international transaction surcharges.
Yes, this calculator works for any Stripe transaction including one-time payments, subscription billing, invoice payments, and payment links. Stripe applies the same per-transaction fee structure regardless of the payment method used. Simply enter your subscription price as the charge amount, and the calculator will show you the exact fee Stripe will deduct from each recurring payment cycle.
Stripe and PayPal have different fee structures. In India, Stripe charges 2% per domestic transaction while PayPal charges around 2.5% plus a fixed fee. In the US, Stripe charges 2.9% plus $0.30 compared to PayPal's 2.99% plus $0.49 for standard processing. StoreDropship also offers a separate PayPal Fee Calculator for direct comparison so you can choose the most cost-effective payment processor for your business.
This calculator computes the standard processing fee for successful transactions. Regarding refunds, Stripe's policy varies by region. In India, Stripe does not return the processing fee when you issue a refund. In the US and Europe, Stripe similarly retains the fee on refunded transactions. You should factor this into your pricing strategy, especially if your business has a higher-than-average refund rate.
Yes, this calculator includes an advanced option to manually set both the percentage rate and the fixed fee per transaction. This is useful if you have negotiated custom pricing with Stripe based on your transaction volume, or if you want to account for international card surcharges or currency conversion fees. Simply toggle the custom rate option and enter your specific rates for precise calculations.
The fixed fee is a flat amount Stripe charges on top of the percentage-based fee for each transaction. For US transactions, this is $0.30 per transaction. For European transactions, it is €0.25. For UK transactions, it is £0.20. Indian domestic transactions through Stripe India do not have a separate fixed fee component. The fixed fee has a larger proportional impact on smaller transactions, which is why micro-transactions have higher effective fee rates.
